Your home may be repossessed if you do not keep up repayments on your mortgage.
Getting a mortgage that fits your needs can make a huge difference to your lifestyle, financial future and stress levels. Unfortunately, understanding what’s affordable and right for you is more complicated than ever. And that’s where I come in.
For most people, a mortgage is the biggest financial commitment they will ever undertake. Getting the right advice is crucial, and shouldn’t be taken lightly.
Think of it this way: if you were fitting a new boiler, wouldn’t you insist on a qualified, experienced professional? You want informed advice in choosing the right boiler, then a specialist to carry out the installation. To my mind, getting a mortgage should work in the same way – you need expert up-to-date advice in selecting the right mortgage product, help approaching the lender, and professional guidance with the application.
No gobbledegook – just clear, friendly guidance.
My process begins with talking with you and understanding your needs. Once I have a clear picture, we’ll take an honest look at how much you can afford – remembering to factor in all the hidden expenses, such as moving costs.
I’ll then guide you through the bewildering array of mortgage choices. Avoiding any financial gobbledegook, I’ll explain all your options, setting out clearly all the pros and cons. I’ll help you see what’s a genuine good deal, and what just looks like one.
Once you’ve made a decision, I’ll approach the lenders and help you fill in your application. I’ll be there to advise you while you wait for a decision, when you sign on the line, and beyond.
Make the first move.
Our first meeting is absolutely free – so don’t worry, you’re not on the meter. You will get packs of useful advice, and you won’t be pressured into using my services, so you really don’t have anything to lose by making an appointment.
When you’re ready to chat through your need ( or if you just want to know more about what I do), get in touch.